Austin-Based FDCPA Lawyer
Don't Let Debt
Drive You Crazy
Texas Debt Defense Litigation Lawyer Fighting For Your Rights
The Law Office of Tyler Hickle, PLLC is a consumer law firm based in Austin, TX where I focus on defending against consumer debt lawsuits and suing credit bureaus for inaccurate credit reports. I handle cases in the Greater Austin area and in every major Texas city.
If you've been sued for a credit card debt, I can help. If your credit report is wrong, I can help. If you've been harassed by a debt collector or the alleged debt is wrong, I can help. As an attorney with years of experience, you're in good hands and you can rest easy knowing that an experienced FDCPA lawyer in Austin, TX is handling your case.
Results & A Commitment To Excellence
The Fair Debt Collections Practices Act, also known as the "FDCPA," is a law designed to protect consumers from abusive, harassing, and deceptive actions by debt collectors. Despite this law, debt collectors still frequently engage in harassment in an attempt to pressure consumers into making a payment.
Fortunately, it's possible to file a lawsuit against debt collectors who violate your rights as a consumer under the FDCPA, regardless of whether or not you actually owe the debt. These collectors are relying on the assumption that you are not familiar with your rights as a debtor and are unaware that you have the right to access skilled FDCPA lawyers in Austin, Texas in case of a violation.
WHAT I DO
The Law Office of Tyler Hickle maintains the highest standards in legal advocacy and personalized client service. I listen to my clients and work tirelessly to achieve exceptional results. My mission is to vigorously fight for my clients. I fight to restore your life through professional legal defense. Contact me now for a free consultation to discuss your case.
Frequently Asked Questions
I created this FAQ section to provide you with answers to more general questions that apply to most FDCPA cases. However, at the Law Offices of Tyler Hickle, PLLC, I can answer any questions about your specific case. Please call at (512) 289-3831 for more specific answers to your important questions. Can't find what you're looking for? Contact me now.
If a collector has acted unfairly, made false statements, harassed you, or behaved abusively, it's possible that they have violated the FDCPA. This could entitle you to receive compensation. The FDCPA prohibits creditors from engaging in abusive practices such as threatening or intimidating you, repeatedly calling or messaging you, making false claims about your debt or consequences of nonpayment, calling early in the morning or late at night, calling you at work after being told not to, sending unsolicited texts, or contacting you when you have legal representation.
It is important to note that civil actions are typically subject to statutes of limitations. In the case of violations under the FDCPA, you have one year from the date of the violation to file a claim. However, determining the exact date of the violation may be difficult. Therefore, seeking legal representation can help ensure that your claim is filed within the appropriate time frame.
According to the FDCPA, if a debt collector violates the law, you have the right to receive up to $1,000 in compensation. Additionally, you may be awarded actual damages, and the debt collector may be required to pay your attorney fees and costs if you file a successful claim. In some cases, you may also be eligible for compensation for emotional distress.
It is possible for a debt collector to violate the FDCPA in many ways. Some of these ways include using false or misleading statements, failing to reveal their identity, not informing you of your rights within five days of first contact, not identifying themselves as a debt collector, disclosing your personal information to others, or misrepresenting the amount, nature, or legal status of the debt. There are many other examples in addition to these.
If a creditor has violated your rights, you could receive financial compensation, which includes $1,000 in statutory damages. If you have experienced emotional stress, invasion of privacy, or violation of your rights under other laws, you may be eligible for additional compensation.
The FDCPA only covers personal debts, such as credit card debt, medical bills, student loans, car loans, mortgages, and other household debts. It does not apply to commercial debts that are incurred by businesses.
It's recommended that you get in touch with my law firm at the earliest to file a claim. Having a lawyer represent you as soon as possible will help in putting an end to the creditor harassment that you've been experiencing. Although you can file a claim anytime, it is best to contact us promptly.