Austin-Based FDCPA Lawyer
Holding Abusive Debt Collectors Legally Accountable
ABOUT
Stop Harassment & Fight Unfair Debt | Your Austin Consumer Rights Attorney
Feeling overwhelmed by a debt lawsuit, harassing collectors, or credit report errors? You don't have to face it alone. I am Tyler Hickle, an Austin-based consumer rights attorney dedicated to defending Texans against unfair and illegal financial practices. I provide aggressive, compassionate legal representation to help you fight back, challenge inaccuracies, and regain your financial stability here in Travis County and across Central Texas.
An Austin Lawyer Fighting for Your Financial Rights
In today's complex financial world, it’s easy to become a target of predatory behavior. Abusive debt collectors use intimidation, and inaccurate credit or apartment records can ruin your ability to get a loan or a lease. Identity thieves can shatter your financial security overnight.
I believe every person deserves to be treated with fairness. That’s why I use powerful consumer protection laws like the FDCPA and the Texas Deceptive Trade Practices Act to defend my clients. My entire practice is built to shield you from unfair tactics and help you achieve a full financial recovery.
WHAT I DO
How I Fight For You: Austin Legal Services
My practice is focused on providing powerful legal solutions for specific financial challenges. When you're facing a serious financial threat, you need a lawyer with targeted experience.
FAQS
Frequently Asked Questions
I created this FAQ section to provide you with answers to more general questions that apply to most FDCPA cases. However, at the Law Offices of Tyler Hickle, PLLC, I can answer any questions about your specific case. Please call at (512) 289-3831 for more specific answers to your important questions. Can't find what you're looking for? Contact me now.
If a collector has acted unfairly, made false statements, harassed you, or behaved abusively, it's possible that they have violated the FDCPA. This could entitle you to receive compensation. The FDCPA prohibits creditors from engaging in abusive practices such as threatening or intimidating you, repeatedly calling or messaging you, making false claims about your debt or consequences of nonpayment, calling early in the morning or late at night, calling you at work after being told not to, sending unsolicited texts, or contacting you when you have legal representation.
It is important to note that civil actions are typically subject to statutes of limitations. In the case of violations under the FDCPA, you have one year from the date of the violation to file a claim. However, determining the exact date of the violation may be difficult. Therefore, seeking legal representation can help ensure that your claim is filed within the appropriate time frame.
According to the FDCPA, if a debt collector violates the law, you have the right to receive up to $1,000 in compensation. Additionally, you may be awarded actual damages, and the debt collector may be required to pay your attorney fees and costs if you file a successful claim. In some cases, you may also be eligible for compensation for emotional distress.
It is possible for a debt collector to violate the FDCPA in many ways. Some of these ways include using false or misleading statements, failing to reveal their identity, not informing you of your rights within five days of first contact, not identifying themselves as a debt collector, disclosing your personal information to others, or misrepresenting the amount, nature, or legal status of the debt. There are many other examples in addition to these.
If a creditor has violated your rights, you could receive financial compensation, which includes $1,000 in statutory damages. If you have experienced emotional stress, invasion of privacy, or violation of your rights under other laws, you may be eligible for additional compensation.
The FDCPA only covers personal debts, such as credit card debt, medical bills, student loans, car loans, mortgages, and other household debts. It does not apply to commercial debts that are incurred by businesses.
It's recommended that you get in touch with my law firm at the earliest to file a claim. Having a lawyer represent you as soon as possible will help in putting an end to the creditor harassment that you've been experiencing. Although you can file a claim anytime, it is best to contact us promptly.
Questions? We Can help
Take the First Step: Schedule a Free, Confidential Case Review
Facing a financial legal battle is intimidating, but you don't have to do it alone. The first step is easy. Contact my office today for a free, no-obligation consultation. I will personally review your case, answer your questions, and show you a clear path forward.